Educational Loan

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Educational Loan

According to the New Guidelines by the Indian Bank’s Association for Educational Loans, here we mention you the Eligibility Criteria, Quantum of Finance, Security and Repayment procedure.


Educational Loans are available for job oriented professionals and/or technical courses offered by the reputed universities for courses such as Post Graduation in MCA, MBA, MS and so on.

Quantum of Finance

Banks provide a maximum of 10lakhs rupees for studies in India and a maximum of 20 lakhs for studies abroad. Although, they may consider higher quantum of the loan based on the course chosen.


No security is needed for a Loan upto Rs. 4 lakhs. For Loans above 4lkahs and upto Rs.7.5 lakhs, collateral security in the form of suitable third party guarantee will be taken beside the parent(s) executing the documents as joint borrower(s).


During the course period + 1 year or 6 months after getting a job, whichever is earlier.